Sr. Credit Officer
Location: Knoxville, Tennessee
Description: Capital Bank is looking of Sr. Credit Officer right now, this occupation will be delegated in Tennessee. More complete informations about this occupation opportunity please give attention to these descriptions. SUMMARY Partners with Sr. Commercial Credit Executive to manage the portfolio to meet quality and profitability objectives and to minimize risk and loss.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties may be assigned.
Works with the Special Assets, Loan, Construction, Appraisal and OREO Departments
Works with lending personnel and borrowers to better secure collateral and/or assets of the borrower
Reviews and works with large-size loans of high complexity
Assists in the evaluation of loan loss reserve adequacy and establish specific reserves as needed
Assists Sr. Credit Executive, as directed, in development of individual and department reports to Senior Management and other parties
SUPERVISORY RESPONSIBILITIES Exercises the usual authority of a manager concerning hiring, staffing, training, performance appraisals, promotions, salary recommendations and terminations. Provides leadership by example at all times, through support and endorsement of bank policy.
CORE VALUES Every employee is encouraged and managed to demonstrate: Integrity, Respect/Support, Commitment, Excellence, Stewardship, Leadership, and to represent the bank as an Ambassador.
CONTROL RELATED RESPONSIBILITIES Become knowledgeable regarding the department's internal controls as outlined in the policies and procedures and comply with all control requirements.
COMPLIANCE Ability to comprehend and adhere to Federal and State banking regulations, Company policies and procedures, and successfully participate in regulatory and Company training requirements via multiple and variable delivery methods. QUALIFICATIONS To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Requires a bachelor's degree in finance, business, accounting or related field.
Minimum of 10 years of experience in lending and/or credit administration.
Minimum of 5 years in a management level position.
Extensive experience in formal credit analysis and banking regulations.
Knowledge and experience in multiple product lines is critical.
Strong organizational skills and experience in working independently to solve problems required.
Relies on extensive experience and judgment to plan and accomplish goals; decisive and strong decision maker; a wide degree of creativity and latitude is expected.
Knowledge of Jack Henry/Silverlake processing system and Lien Law required.
Extremely strong communication and negotiating skills.
Ability to effectively interact with clients, attorneys, outside professionals, outside regulators and Bank Personnel, Senior Management and Board of Directors required.
Ability to prioritize effectively and meet aggressive deadlines while paying meticulous attention to detail required.
Ability to multi-task.
Skilled in Microsoft Office applications (Word, Excel, etc).
PHYSICAL DEMANDS The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
While performing the duties of this job, the employee is regularly required to hear, speak and sit. This position regularly uses a computer (keyboard/mouse/screen) and telephone. The employee is frequently required to stand or walk. The employee is regularly required to use hands to finger, handle, or feel and reach with hands and arms. The employee must occasionally bend, lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision (computer work).
WORK ENVIRONMENT The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Ability to work in internal and external conditions with varying temperatures
Ability to travel to visit with clients, bank associates, attorneys and inspect collateral sites.
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If you were eligible to this occupation, please deliver us your resume, with salary requirements and a resume to Capital Bank.
Interested on this occupation, just click on the Apply button, you will be redirected to the official website
This occupation starts available on: Tue, 28 Aug 2012 12:47:02 GMT