Consumer Lending Specialist
Location: Franklin, Tennessee
Description: First State is employing Consumer Lending Specialist right now, this position will be placed in Tennessee. Detailed specification about this position opportunity please read the description below. Company Overview:
First State began more than 100 years ago as a small bank in West Tennessee. Today, this once small bank has grown into a vibrant, thriving organization with more th! an $1 billion in assets. We have numerous full-service banking locations throughout Tennessee with the added strength of mortgage, insurance, investments, and financial services. At First State, we consider our employees to be one of our most valuable resources. Our goal is to exceed expectations with both our customers and employees.
Consumer Lending Specialist â€" Nashville, TN
Primary responsibilities for the Consumer Lending Specialist include:
Responsible for ordering necessary due diligence required for all consumer loan products, to include coordinating with outside vendors, attorneys, insurance agents and others to obtain required information and documentation in accordance with loan policy and federal regulations. Responsible for coordinating with lender, underwriter, and loan operations to obtain required loan documents. Responsible for reviewing loan files for compliance, documentation, and policy prior to closing.
ESSENTIAL DUTIES AND RESPON! SIBILITIES
Works closely with lenders to facilitate l! oan process as needed and obtains necessary collateral documentation. Coordinates with attorneys, insurance agents, flood vendors, etc. to obtain necessary pre-closing and closing documentation and to resolve specific exceptions and transactional issues.
Coordinates with Loan Operations for the preparation of required loan documents via worksheets; reviews loan documents before sending to lender; coordinates execution of loan documents; coordinates booking of renewal loan documents; and clears loan exceptions.
Reviews loan documents to insure documentation is approved and in compliance with regulations and company policy; maintains knowledge of current lending policies, procedures and compliance and lending regulations. Attends and completes all necessary training.
Answers internal customer inquiries regarding proper loan documentation and resolves problems with excellent customer service.
Regular attendance required.
Performs other duties as required. EDUCATION AND EXPERIENCE
This job requires a high school diploma or equivalent. Minimum of four years of specific job experience â€" understanding of consumer loan documentation to include consumer compliance regulations and documentation required.
KNOWLEDGE AND SKILL
Knowledge of Credit/Loan standard operating policies and procedures, regulatory policies, terminology, methodology, and concepts. Must be proficient with Microsoft Word, Excel and PowerPoint. Ability to manage multiple projects.
First State offers an exceptional benefits plan and a highly competitive compensation package.
First State is an Equal Opportunity and Affirmative Action Employer, M/F/D/V.
- .
If you were eligible to this position, please deliver us your resume, with salary requirements and a resume to First State.
Interested on this position, just click on the Apply button, you will be redirected to the official website
This position will be started on: Sat, 12 Oct 2013 10:18:37 GMT
Apply Consumer Lending Specialist Here