Real Estate Lending Specialist/Processor
Location: Knoxville, Tennessee
Description: Knoxville TVA Employees Credit Union is in need of Real Estate Lending Specialist/Processor right now, this vacancy will be assigned in Tennessee. More complete informations about this vacancy opportunity please read the description below. JOB SUMMARY:
Operational support position that includes processing, closing, disbursing and maintenance of loan files.
PRIMARY RESPONSIBILITIES;
Process loan applications and verify accuracy for open-end and closed-end loans.
Gather and analyze financial, employment, asset, and liability information.
Obtain additional information as needed and assist real estate loan officer with setting up appointments.
Provide member(s) with all required disclosures and documents for signature.
Request and evaluate real estate appraisal to ensure proper guidelines are followed and final value is properly determined.
Request flood certification to determine if property is or is not in a flood zone.
Order title work from attorney.
Obtain copy of current homeowner’s insurance and flood insurance (if applicable) and make sure mortgagee clause is in favor of Knoxville TVA Employees Credit Union.
Prepare mortgage loan application and documents for closing.
Disburse all required fees associated with the loan.
Record all required documentation with appropriate government institution.
Assist in verifying yearly 1099 reporting information.
Assist management in the training of new loan officers, loan processors, loan closers, implementation of new loan products and services in accordance with management direction.
Assist in resolving member complaints or errors on accounts.
Provide back-up and support for the Real Estate Lending Clerk in all job responsibilities.
Cross-sell other lending products and Credit Union services.
Follow all Credit Union policies, procedures and regulations.
Present self in a professional manner (appearance, behavior and performance).
Expected to perform other duties as requested by management when necessary.
Maintain regular and predictable attendance.
Work cooperatively with others.
KNOWLEDGE, SKILLS, AND ABILITIES:
Ability to maintain a positive attitude and encourage team members.
Knowledge of credit union products and services and the ability to present them to members in such a way that they understand and consider them.
Ability to exhibit patience, courtesy and tact when providing assistance or service to members and working with team members.
Ability to analyze information, assess needs, and build rapport with members and team members.
Demonstrate excellent verbal and written communication skills including telephone etiquette.
Demonstrates ability to maintain a positive attitude, engage in effective problem solving skills, and apply strong sales and marketing skills.
WORK CONDITIONS:
Ability to routinely sit; occasionally bend, stoop, and crawl; and rarely push/pull, lift or carry loads up to 20 pounds, drive as required to accomplish assignments.
Movements frequently and regularly required using wrists, hands, and/or fingers.
Average, ordinary, visual acuity necessary to prepare or inspect documents or products, or operate machinery.
Ability to hear average or normal conversations and receive ordinary information
Work is typically done in office at company’s principal place of business.
Travel to various work locations may be required, both local and surrounding counties.
Responsibilities may require off site attendance at seminars or meetings with consultants, professional, or community groups.
QUALIFICATIONS:
EDUCATION/CERTIFICATION: High school diploma or greater.
REQUIRED KNOWLEDGE: Knowledge of real estate processing and closing operations in all real estate markets.
EXPERIENCE REQUIRED: Two or more years of real estate experience and clerical/administrative office experience.
Equal Opportunity/Affirmative Action Employer H/V
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If you were eligible to this vacancy, please deliver us your resume, with salary requirements and a resume to Knoxville TVA Employees Credit Union.
Interested on this vacancy, just click on the Apply button, you will be redirected to the official website
This vacancy will be started on: Thu, 02 Aug 2012 21:35:38 GMT
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